1. CREDIT ANALYST, RISK MANAGEMENT DIVISION (SENIOR MANAGER)
Key Responsibilities:
Perform independent assessment and financial analysis (Independent Credit Evaluation [ICE] reports) on credit proposals submitted by Business Units by ensuring the proposals are in line with the MBSB’s credit policy and lending direction and recommend measures of mitigation for submission to the relevant approving authority.
To ensure the credit proposals are in adherence to the Bank’s policy, procedures and regulatory requirements.
To ensure ICE reports are completed within stipulated turnaround timeframe.
Scope of Responsibilities:
Evaluate credit proposals submitted by Business Units and recommend mitigations for submission to the relevant Committee/Management for decision.
Ensure completeness and adequate material information is provided in the credit proposals and adherence to the Bank’s credit policy, guidelines and financing direction as well as regulatory requirements so as to maintain quality of assets.
Ensure that all the credit proposals are evaluated within the specified TAT, without compromising on quality.
Provide guidance to Business Units and promote teamwork.
Provide inputs to enhance credit policies, procedures, reporting, etc.
Perform duties to be assigned by superior from time to time.
Qualification:
Minimum Bachelor’s Degree and/or Professional Degree in Accounting, Finance, Banking, Business, Commerce or equivalent.
Professional credit certification such as Certified Credit Professional (CCP) will have an added advantage.
Preferably also possess fundamental certificate in Islamic Financing or equivalent.
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